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Consumer Special Features

Pre-Settlement Legal Funding Fills a Major Financing Gap to Benefit Personal Injury Victims

The following piece is a contribution by Charles W. Price, CEO of Capital Now Funding, LLC. 

The pre-settlement legal funding industry is often viewed in a negative manner by those outside of the industry, because settlement advances charge higher interest rates than traditional lending methods. The truth is, that without pre-settlement legal funding, those personally injured in accidents that were no fault of their own often do not have the financial means to properly care for themselves following a personal injury accident.  Therefore, pre-settlement legal funding plays a vital role by providing much-needed financial assistance for personal injury victims when they have no other options available to them.

Added Expenses and Zero Income

To fully understand the situation personal injury victims are going through, it is helpful to see things from their point of view. These victims have been injured due to another person’s negligence, to a degree in which they are unable to work and create income to support themselves and their families. In addition, they are now accumulating further expenses as a result of those injuries. The cost of physical therapy, follow-up doctor visits, and surgeries, can total thousands of dollars of additional costs for which the victim is now responsible. Even if the injured victim has health insurance, copays and deductibles are often more than they can afford in the event of an unexpected accident.

Making matters worse, this costly ongoing care can be for an indefinite period of time, leaving injured victims with medical bills totaling more than they can afford.  As a result, injury victims are then faced with the choice of going into debt in order to receive proper healthcare or forgoing treatment altogether.

Recent studies show that 69% of Americans have less than $1,000 in savings, and 45% of Americans have $0 in savings. Roughly 61% of Americans live paycheck to paycheck and do not have enough money to pay their bills if they cannot work for one week.  Injured victims seeking pre-settlement legal funding often face months of time away from their income. Data also shows that individuals with less savings statistically have the lowest credit scores in the nation, making options to borrow money from traditional methods such as a bank loan nearly impossible.

Why Seek Pre-Settlement Legal Funding?

Considering a typical personal injury victim’s situation and circumstances, pre-settlement legal funding is likely the only option available.  Also considering the additional benefits pre-settlement funding provides consumers, it is also a better option.  Most pre-settlement funding companies provide funding that is non-recourse, meaning that clients receiving funding only have to pay back the money advanced if a settlement is reached, and if there are sufficient funds remaining after paying off all other liens and attorney fees. The pre-settlement legal funding company takes on this risk as part of the funding agreement, which is advantageous to the personal injury victim.

Selecting the Right Pre-Settlement Company Can Save Thousands of Dollars

The most important aspect for an injured victim to consider when seeking pre-settlement funding is the wide variety of interest rates offered by different funding companies.  Many companies charge interest rates that compound or escalate at varying time intervals.  Depending on how long it takes the case to settle, the payoff can be considerably more than the cash advanced.

This is why it is extremely important for the injured victims and their attorneys to select a pre-settlement funding company that results in the client receiving the most money possible when the case is settled.

At Capital Now Funding, we offer pre-settlement funding for a one-time fixed fee with zero interest. Because our funding fees are fixed, our clients’ payoffs are fixed, no matter how long it takes their legal claim to settle. This keeps things simple and eliminates the possibility that a client’s payoff will increase.

Choose Your Pre-Settlement Funding Company Wisely

There are a lot of great pre-settlement funding companies to work with, but it is up to the client and his or her attorney to select the pre-settlement company that is in the client’s best interest. Because this choice can affect the amount of money the client walks away with upon settlement, we recommend thoroughly researching the chosen funding company and reading through as many reviews as possible before signing any agreements. Making a wise choice when partnering with a funding company will keep fees and interest low, and ultimately increase the amount of money a client receives at the end of a legal claim.

About the Author

Charles W. Price is Chief Executive Officer of Capital Now Funding, LLC, a nationwide provider of pre-settlement funding for personal injury cases. Capital Now Funding provides industry leading Fixed Fee funding with zero interest, which protects clients and preserves their ultimate settlement amount. For more information, you can contact Charles at cwprice@capitalnowfunding.com.

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Announcements Consumer

New Express Legal Funding Portal and App Give Injury Plaintiffs Faster Access to Lawsuit Cash Advances

By Harry Moran |

The below is a sponsored post from Express Legal Funding.

Express Legal Funding, a leader in the pre-settlement funding industry, has officially launched the Express Legal Funding Portal and mobile app suite—now available on iOS, Android, and web. The innovative platform gives plaintiffs real-time access to their funding application status, document uploads, and direct case communication—all from a secure, user-friendly interface.

Since launch, the platform has already seen over 200 app installs across iOS and Android, reflecting strong early adoption and client demand for greater transparency, speed, and convenience in the legal funding process.

"This is the kind of digital leap our industry needed," said Aaron Winston, Phd, Strategy Director at Express Legal Funding. "With the Express Legal Funding Portal, clients no longer have to wait days for updates or navigate confusing paperwork. Now they can check their status, send documents, and message us—all in one place, and on their own time, anytime 24,7. Ray Bivona, our Operations Manager, did a great job building out the platform."

Meeting the Demand for Speed, Simplicity, and Security

The Express Legal Funding Portal and apps are designed to meet the evolving expectations of legal consumers, as reports indicate the industry has surpassed $1 billion in annual advances nationwide. Key features include:

  • Live Case Status Tracking: Monitor the full legal funding timeline in real time
  • Secure Document Uploads: Send attorney correspondence and case files instantly
  • In-App Messaging: Communicate directly with case managers—no long hold times or email delays
  • Push Notifications: Get instant alerts for updates, requests, and approvals
  • Funding Calculator: Estimate pre-settlement cash eligibility based on case type
  • Bank-Level Encryption: Ensures client privacy and legal compliance at every step

"Clients tell us this is the best communication experience they've had with a legal funding company," said Shawn Hashmi, Chief Executive Officer at Express Legal Funding. "The high number of downloads in such a short time proves there's a real demand for this kind of tool."

Transforming the Legal Funding Experience for Plaintiffs and Attorneys

The Express Legal Funding Portal improves operational efficiency and transparency on both sides of the process:

  • For Plaintiffs: Offers peace of mind and greater control during a financially vulnerable time
  • For Attorneys: Reduces administrative back-and-forth, freeing up time to focus on litigation

About Express Legal Funding

Express Legal Funding is a trusted national provider of non-recourse pre-settlement funding, helping plaintiffs access fast, risk-free financial relief while their lawsuits move through the legal system. Repayment is only required if the client wins or settles their case.

The company has served thousands of injured plaintiffs in cases involving car accidents, slip and falls, product liability, and more.

What's Coming Next

In addition to the current features, the platform aims to expand in the coming months with:

  • Attorney Dashboard: Real-time access for law firms to manage client funding
  • In-App Renewals: Easy follow-up funding requests for returning clients
  • Case Management Integrations: Compatibility with popular personal injury law firm software platforms like Clio, Filevine, and SmartAdvocate
Announcements Consumer

Legal-Bay Pre Settlement Funding Announces Entry into Polinsky Sex Abuse Lawsuit Funding

By Harry Moran |

Legal Bay Presettlement Funding reports that over 50 plaintiffs have filed suit against San Diego County, alleging sexual abuse while minors at the Polinsky Children's Center during the 90s and 2000s. Accusations also include being drugged and verbally abused by staff members, not to mention the years of trauma the victims have endured.

The lawsuits, announced during a press conference last Friday, were filed by survivors now coming forward as adults to seek justice and accountability. Attorneys representing the plaintiffs say the abuse occurred at a time when the children were placed at Polinsky for their safety and protection. Attorney Joseph Woodhall, who is representing many of the plaintiffs, encouraged other victims to come forward and start the journey toward healing.

The recent filings follow a wave of litigation from September 2024 when Los Angeles-based firm Slater Slater Schulman filed similar complaints on behalf of more than 100 former residents of the Polinsky Center.

Both firms are now collaborating to pursue justice and compensation for the growing number of clients who have come forward. Survivors or others with knowledge of abuse at the Polinsky Children's Center are encouraged to contact the legal teams involved

Chris Janish, CEO of Legal Bay, says, "Legal Bay is tracking the development of these cases in California, unfortunately our research indicates a similar pattern of sexual abuse we have seen in other litigations throughout the country. Oftentimes the victims are so traumatized, it's hard for them to get by financially month-to-month, and legal funding cash advances are a way to help them bridge the gap to a meaningful settlement. We will continue to aid victims of sex abuse claims, as well as pledge our support for the victims' pursuit of their personal justice."

If you're the plaintiff in an existing lawsuit and need an immediate advance against your anticipated cash settlement award, you can apply HERE or call: 877.571.0405. If you were a victim of sexual abuse and need an attorney, Legal-Bay can also help you find legal representation. 

Legal-Bay lawsuit funding remains vigilant in helping clients who have experienced childhood sexual abuse. Additionally, any new clients that have an existing lawsuit and need cash now can apply for regular settlement funding to help them get through their own crises. Legal-Bay funds all types of loan on lawsuit programs including personal injury, slips and falls, car accident lawsuit, medical malpractice, dog bites, and more.

Legal-Bay is one of the best lawsuit funding companies when it comes to providing immediate cash in advance of a plaintiff's anticipated monetary award. The non-recourse legal funding—sometimes referred to as loans on lawsuit or loans on lawsuits—are risk-free, as the money doesn't need to be repaid should the recipient lose their case. Therefore, the lawsuit funding isn't really a loan, but rather a cash advance.

To apply right now, please visit the company's website HERE or call toll-free at: 877.571.0405 where agents are standing by.

Announcements Consumer

Mayfair Legal Funding Offers Financial Support to Plaintiffs in Hernia Mesh Litigation

By Harry Moran |

As hernia mesh lawsuits continue to progress against major medical device manufacturers, Mayfair Legal Funding is stepping forward with financial solutions to support plaintiffs awaiting settlements. As a trusted provider of pre-settlement funding, Mayfair is committed to helping victims of defective hernia mesh implants manage their financial needs while pursuing justice.

Hernia Mesh Lawsuits and Manufacturer Liability

Hernia mesh implants, designed to provide long-term repair for hernias, have been linked to severe complications such as chronic pain, infections, adhesion, and organ perforation. Many affected individuals have filed lawsuits against manufacturers like C.R. Bard, Ethicon (a Johnson & Johnson subsidiary), and Medtronic, alleging that their mesh products were defectively designed and failed to provide the promised benefits.

The legal process for these cases is extensive, with thousands of plaintiffs waiting for settlements. A significant development occurred in October 2024 when C.R. Bard reached a settlement agreement involving approximately 38,000 lawsuits, though financial relief for many plaintiffs is still pending. As litigation continues, Mayfair Legal Funding is ensuring that victims are not forced into premature settlements due to financial strain.

Providing Relief During Lengthy Legal Proceedings

Hernia mesh complications can result in multiple surgeries, chronic pain, infections, and organ damage, significantly affecting victims' quality of life. However, proving liability in court is a complex process that can extend for years. Manufacturers and their insurers frequently employ delaying tactics, making it difficult for plaintiffs to maintain financial stability while waiting for a fair settlement.

Many individuals who file lawsuits cannot work due to their medical conditions, yet they must continue paying for essential needs, ongoing healthcare, and legal costs. The prolonged nature of these lawsuits means that victims are often financially pressured to settle prematurely, even if their case could result in higher compensation with more time.

Why Legal Funding Matters

The pressure to settle early for a lower amount is common in hernia mesh litigation. Insurance companies and medical device manufacturers often attempt to delay proceedings, making it difficult for plaintiffs to maintain financial stability. Lawsuit loans allow plaintiffs to access a portion of their expected settlement upfront, helping cover urgent expenses such as medical treatments, rent, utilities, and other living costs. This financial support ensures that plaintiffs are not forced into disadvantageous settlements due to economic pressure.

Eligibility and Application Process

Plaintiffs who have filed a hernia mesh lawsuit and are represented by an attorney may be eligible for funding. Mayfair Legal Funding works closely with law firms handling hernia mesh cases to ensure that plaintiffs can access financial assistance without delays.

About Mayfair Legal Funding

Mayfair Legal Funding is a trusted provider of pre-settlement funding, helping plaintiffs in medical device lawsuits, including hernia mesh cases, stay financially stable while awaiting settlements. With a risk-free, non-recourse funding model, plaintiffs only repay if they win their case. Mayfair ensures fast approvals, access to funds within 24 hours, and no credit checks. To date, the company has provided $45 million in funding with a 94% approval rate.